Why Consider an Umbrella Policy?
Your auto and homeowners policies provide important liability protection, but serious accidents can easily exceed those limits. A Personal Umbrella Policy adds an extra layer of protection for your home, savings, investments and future income.
Real Claims That Really Happened
$5 Million Highway Accident
A routine move of a backyard grill resulted in a highway accident leaving a motorcyclist permanently paralyzed.
$1 Million Underinsured Driver
A chef lost the use of her wrist after being struck by an underinsured driver, ending her career.
$10 Million Boating Tragedy
A family outing on the lake turned tragic when a tubing accident caused multiple fatalities and catastrophic injuries.
Your Umbrella Policy Can Provide
- $1 million to $10 million in additional liability protection
- Protection for your current assets and future earnings
- Legal defense costs when covered claims occur
- Uninsured/Underinsured Motorist coverage (where available)
- Affordable premiums—often about $27 per month*
Peace of Mind Is Affordable
One unexpected accident can change a lifetime. An umbrella policy is one of the most cost-effective ways to protect your financial future.
*Illustrative premium. Actual premiums vary.
